{"id":59323,"date":"2014-02-01T00:00:00","date_gmt":"2014-02-01T00:00:00","guid":{"rendered":"https:\/\/1office.co\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/"},"modified":"2018-06-01T09:47:33","modified_gmt":"2018-06-01T09:47:33","slug":"eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused","status":"publish","type":"post","link":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/","title":{"rendered":"Eesti l\u00e4ks \u00fcle SEPA maksetele"},"content":{"rendered":"

1. veebruaril j\u00f5ustus Eestis EL \u00fchtne makses\u00fcsteem SEPA. \u00dclemineku eesm\u00e4rgiks on \u00fchisturu parem toimimine ning eraisikute ja ettev\u00f5tete makselahenduste lihtsustamine.
\nSEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber. Samuti asendasid pangad riigisisese otsekorralduse (mille tegevus l\u00f5petati) teenusega, mis p\u00f5hineb e-arvetel ja mis v\u00f5imaldab p\u00fcsimakseid teostada automaatselt.<\/p>\n

EL \u00fchtsete maksetingimuste j\u00f5ustumisega peavad eraisikud tagama maksekorralduste panka esitamisel andmete korrektsuse ja \u00f5igeaegsuse. Riigisisest kontonumbrit on v\u00f5imalik ise teisendada IBAN kalkulaatori abil. T\u00e4helepanu tasuks p\u00f6\u00f6rata sellele, et Eestis on eri pankades riigisisese kontonumbri pikkus erinev: kui see on l\u00fchem kui 14 s\u00fcmbolit, lisandub selle algusesse teatud arv nulle.<\/p>\n

Lisav\u00f5imalusena saavad eraisikud ja ka ettev\u00f5tted SEPA (kuhu kuulub 34 riiki) raames kasutada otsekorraldust piiri\u00fcleste maksete sooritamiseks, siia alla kuulub n\u00e4iteks tasumine v\u00e4lismaal ostetud kaupade ja teenuste eest. Panga vahetamine muutub samuti kergemaks \u2013 teise euroalas oleva panga seadmine kodupangaks lihtsustub.<\/p>\n

Ettev\u00f5tted peavad samuti arvestama sellega, et alates 1 veebruarist 2014 pangad ei aktsepteeri vanal kujul maksekorraldusi ning raamatupidajad peavad veenduma firma maksete vastavust \u00fchtse makses\u00fcsteemi tingimustele. Samas tekib v\u00f5imalus teha k\u00f5iki makseid \u00fchelt kontolt, ning arveldamine v\u00e4lismaalt Eestis asuva pangakontoga muutub lihtsamaks.<\/p>\n

Maksete tegemisel on nii eraisikutele kui ka ettev\u00f5tetele antud muudatustega harjumiseks \u00fcks lisa-aasta. See t\u00e4hendab, et Eestis on pankadele antud \u00f5igus \u00fcleminekuperioodil, kuni 1. veebruarini 2015 pakkuda klientidele vanas formaadis esitatavate maksete teisendust.<\/p>\n","protected":false},"excerpt":{"rendered":"

1. veebruaril j\u00f5ustus Eestis EL \u00fchtne makses\u00fcsteem SEPA. \u00dclemineku eesm\u00e4rgiks on \u00fchisturu parem toimimine ning eraisikute ja ettev\u00f5tete makselahenduste lihtsustamine. SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber. Samuti asendasid pangad riigisisese otsekorralduse (mille tegevus l\u00f5petati) teenusega, mis p\u00f5hineb…<\/p>\n","protected":false},"author":1,"featured_media":60171,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_wp_rev_ctl_limit":""},"categories":[350,353,361],"tags":[],"class_list":["post-59323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pangandus","category-eesti","category-uudis","category-350","category-353","category-361","description-off"],"acf":[],"yoast_head":"\nEesti l\u00e4ks \u00fcle EL-\u00fclestele SEPA maksetele - 1Office blogi<\/title>\n<meta name=\"description\" content=\"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Eesti l\u00e4ks \u00fcle SEPA maksetele\" \/>\n<meta property=\"og:description\" content=\"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\" \/>\n<meta property=\"og:site_name\" content=\"1Office\" \/>\n<meta property=\"article:published_time\" content=\"2014-02-01T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-06-01T09:47:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Maton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Maton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\"},\"author\":{\"name\":\"Michael Maton\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933\"},\"headline\":\"Eesti l\u00e4ks \u00fcle SEPA maksetele\",\"datePublished\":\"2014-02-01T00:00:00+00:00\",\"dateModified\":\"2018-06-01T09:47:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\"},\"wordCount\":255,\"publisher\":{\"@id\":\"https:\/\/1office.co\/et\/#organization\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg\",\"articleSection\":[\"Pangandus\",\"Eesti\",\"Uudis\"],\"inLanguage\":\"et\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\",\"url\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\",\"name\":\"Eesti l\u00e4ks \u00fcle EL-\u00fclestele SEPA maksetele - 1Office blogi\",\"isPartOf\":{\"@id\":\"https:\/\/1office.co\/et\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg\",\"datePublished\":\"2014-02-01T00:00:00+00:00\",\"dateModified\":\"2018-06-01T09:47:33+00:00\",\"description\":\"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.\",\"breadcrumb\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage\",\"url\":\"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg\",\"contentUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg\",\"width\":1800,\"height\":1200,\"caption\":\"becoming an employer in Finland\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/1office.co\/et\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Eesti l\u00e4ks \u00fcle SEPA maksetele\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/1office.co\/et\/#website\",\"url\":\"https:\/\/1office.co\/et\/\",\"name\":\"1Office\",\"description\":\"Making Business Simple\",\"publisher\":{\"@id\":\"https:\/\/1office.co\/et\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/1office.co\/et\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/1office.co\/et\/#organization\",\"name\":\"1Office\",\"url\":\"https:\/\/1office.co\/et\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png\",\"contentUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png\",\"width\":300,\"height\":83,\"caption\":\"1Office\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933\",\"name\":\"Michael Maton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g\",\"caption\":\"Michael Maton\"},\"url\":\"https:\/\/1office.co\/et\/blog\/author\/wp1office\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Eesti l\u00e4ks \u00fcle EL-\u00fclestele SEPA maksetele - 1Office blogi","description":"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/","og_locale":"et_EE","og_type":"article","og_title":"Eesti l\u00e4ks \u00fcle SEPA maksetele","og_description":"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.","og_url":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/","og_site_name":"1Office","article_published_time":"2014-02-01T00:00:00+00:00","article_modified_time":"2018-06-01T09:47:33+00:00","og_image":[{"width":1800,"height":1200,"url":"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg","type":"image\/jpeg"}],"author":"Michael Maton","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael Maton","Est. reading time":"1 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#article","isPartOf":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/"},"author":{"name":"Michael Maton","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933"},"headline":"Eesti l\u00e4ks \u00fcle SEPA maksetele","datePublished":"2014-02-01T00:00:00+00:00","dateModified":"2018-06-01T09:47:33+00:00","mainEntityOfPage":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/"},"wordCount":255,"publisher":{"@id":"https:\/\/1office.co\/et\/#organization"},"image":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage"},"thumbnailUrl":"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg","articleSection":["Pangandus","Eesti","Uudis"],"inLanguage":"et"},{"@type":"WebPage","@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/","url":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/","name":"Eesti l\u00e4ks \u00fcle EL-\u00fclestele SEPA maksetele - 1Office blogi","isPartOf":{"@id":"https:\/\/1office.co\/et\/#website"},"primaryImageOfPage":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage"},"image":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage"},"thumbnailUrl":"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg","datePublished":"2014-02-01T00:00:00+00:00","dateModified":"2018-06-01T09:47:33+00:00","description":"SEPA\u2019ga ehk Single Euro Payments Area\u2019ga kaasnev p\u00f5himuutus on see, et k\u00f5ik kontonumbrid muutusid n\u00fc\u00fcdsest IBAN-kujulisteks \u2013 maksete tegemisel tuleb sisestada 20-kohaline IBAN kontonumber.","breadcrumb":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/"]}]},{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#primaryimage","url":"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg","contentUrl":"https:\/\/1office.co\/wp-content\/uploads\/2017\/09\/josue-valencia-455281123.jpg","width":1800,"height":1200,"caption":"becoming an employer in Finland"},{"@type":"BreadcrumbList","@id":"https:\/\/1office.co\/et\/blog\/eestis-hakkasid-kehtima-euroopa-liidu-uhtsed-maksetingimused\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/1office.co\/et\/"},{"@type":"ListItem","position":2,"name":"Eesti l\u00e4ks \u00fcle SEPA maksetele"}]},{"@type":"WebSite","@id":"https:\/\/1office.co\/et\/#website","url":"https:\/\/1office.co\/et\/","name":"1Office","description":"Making Business Simple","publisher":{"@id":"https:\/\/1office.co\/et\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/1office.co\/et\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Organization","@id":"https:\/\/1office.co\/et\/#organization","name":"1Office","url":"https:\/\/1office.co\/et\/","logo":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/","url":"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png","contentUrl":"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png","width":300,"height":83,"caption":"1Office"},"image":{"@id":"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933","name":"Michael Maton","image":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g","caption":"Michael Maton"},"url":"https:\/\/1office.co\/et\/blog\/author\/wp1office\/"}]}},"_links":{"self":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts\/59323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/comments?post=59323"}],"version-history":[{"count":0,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts\/59323\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/media\/60171"}],"wp:attachment":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/media?parent=59323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/categories?post=59323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/tags?post=59323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}