{"id":59380,"date":"2016-06-16T00:00:00","date_gmt":"2016-06-16T00:00:00","guid":{"rendered":"https:\/\/1office.co\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/"},"modified":"2018-01-17T15:01:23","modified_gmt":"2018-01-17T15:01:23","slug":"eestis-pangakonto-avamine-voimalik-ka-valismaalt","status":"publish","type":"post","link":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/","title":{"rendered":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt"},"content":{"rendered":"<p><strong>Eile, 15.06.2016 v\u00f5ttis Eesti Riigikogu vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Tegemist on olulise ja oodatud sammuga, sest just pangakonto avamist on mitte-residendid ja e-residendid pidanud \u00fcheks takistuseks Eestis ettev\u00f5tlusega alustamisel. <\/strong><\/p>\n<p>Seadusemuudatuse eesm\u00e4rk on lihtsustada e-residendiks saamist, muuta e-teenuste tarbimine kasutajas\u00f5bralikumaks ning pakkuda nii e-residentidele kui ka Eesti elanikele v\u00f5imalust avada pangakonto kontorisse kohapeale tulemata.<\/p>\n<p>Seadusemuudatus v\u00f5imaldab pangakonto avada infotehnoloogiliste vahendite abil. Uuendusest ei v\u00f5ida mitte \u00fcksnes mitte-residendid vaid ka v\u00f5\u00f5rsil elavad ja t\u00f6\u00f6tavad eestlased.<\/p>\n<p>Seaduse eeln\u00f5u kohaselt on pankadel \u00f5igus tuvastada ja kontrollida isikusamasus kasutades Eesti Vabariigi v\u00e4ljaantud digitaalseks isiku t\u00f5endamiseks etten\u00e4htud dokumenti. Juhul kui isik on v\u00e4lisriigi kodanik, siis sobib tuvastamiseks ka v\u00e4lisriigi p\u00e4deva asutuse v\u00e4ljaantud isikut t\u00f5endav dokument ning e-residendi digitaalne isikutunnistus.<\/p>\n<h2>Pankade valiku\u00f5igus ja piirangud<\/h2>\n<p>T\u00e4htis on siin aru saada, et seadusemuudatus \u00fcksnes lubab kasutusele v\u00f5tta infotehnoloogilised vahendid isikusamasuse tuvastamiseks, aga see ei ole kohustulik.<\/p>\n<p>Pankadel j\u00e4\u00e4b \u00f5igus otsustada, kas nad soovivad astuda \u00e4risuhtesse e-residentidega. Samuti j\u00e4\u00e4b krediidi- ja finantseerimisasutustele \u00f5igus keelduda makse- v\u00f5i muu teenuse osutamisest v\u00f5i osutada teenuseid piiratud ulatuses.<\/p>\n<p>Kui e-residendi v\u00f5i mitteresidendi isikusamasus on tuvastatud ja kontrollitud infotehnoloogiliste vahendite abil, n\u00e4eb seadus ette j\u00e4rgnevad tingimused:<\/p>\n<ul>\n<li>Maksete kogusumma \u00fches kalendrikuus ei tohi \u00fcletada 10\u00a0000 eurot f\u00fc\u00fcsilise ja 25\u00a0000 eurot juriidilise isiku puhul;<\/li>\n<li>Pankadel on kohustus kestvusleping etteteatamist\u00e4htaega j\u00e4rgimata erakorraliselt \u00fcles \u00f6elda, kui\n<ul>\n<li>isik ei ilmu hoolimata korduvast kutse edastamisest kohustatud isiku asu- v\u00f5i tegevuskohta,<\/li>\n<li>isiku e-residendi digitaalse isikutunnistuse v\u00e4ljaandmisest keeldutakse, selle kehtivus peatatakse v\u00f5i see tunnistatakse kehtetuks.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.<\/p>\n","protected":false},"author":1,"featured_media":60732,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_wp_rev_ctl_limit":""},"categories":[350,353,354,351,361],"tags":[],"class_list":["post-59380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pangandus","category-eesti","category-e-residentsus","category-ettevotte-juhtimine","category-uudis","category-350","category-353","category-354","category-351","category-361","description-off"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt - 1Office<\/title>\n<meta name=\"description\" content=\"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt\" \/>\n<meta property=\"og:description\" content=\"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\" \/>\n<meta property=\"og:site_name\" content=\"1Office\" \/>\n<meta property=\"article:published_time\" content=\"2016-06-16T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-01-17T15:01:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1270\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Maton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Maton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\"},\"author\":{\"name\":\"Michael Maton\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933\"},\"headline\":\"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt\",\"datePublished\":\"2016-06-16T00:00:00+00:00\",\"dateModified\":\"2018-01-17T15:01:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\"},\"wordCount\":275,\"publisher\":{\"@id\":\"https:\/\/1office.co\/et\/#organization\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg\",\"articleSection\":[\"Pangandus\",\"Eesti\",\"E-residentsus\",\"Ettev\u00f5tte juhtimine\",\"Uudis\"],\"inLanguage\":\"et\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\",\"url\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\",\"name\":\"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt - 1Office\",\"isPartOf\":{\"@id\":\"https:\/\/1office.co\/et\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg\",\"datePublished\":\"2016-06-16T00:00:00+00:00\",\"dateModified\":\"2018-01-17T15:01:23+00:00\",\"description\":\"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.\",\"breadcrumb\":{\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage\",\"url\":\"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg\",\"contentUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg\",\"width\":1920,\"height\":1270},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/1office.co\/et\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/1office.co\/et\/#website\",\"url\":\"https:\/\/1office.co\/et\/\",\"name\":\"1Office\",\"description\":\"Making Business Simple\",\"publisher\":{\"@id\":\"https:\/\/1office.co\/et\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/1office.co\/et\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/1office.co\/et\/#organization\",\"name\":\"1Office\",\"url\":\"https:\/\/1office.co\/et\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png\",\"contentUrl\":\"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png\",\"width\":300,\"height\":83,\"caption\":\"1Office\"},\"image\":{\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933\",\"name\":\"Michael Maton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\/\/1office.co\/et\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g\",\"caption\":\"Michael Maton\"},\"url\":\"https:\/\/1office.co\/et\/blog\/author\/wp1office\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt - 1Office","description":"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/","og_locale":"et_EE","og_type":"article","og_title":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt","og_description":"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.","og_url":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/","og_site_name":"1Office","article_published_time":"2016-06-16T00:00:00+00:00","article_modified_time":"2018-01-17T15:01:23+00:00","og_image":[{"width":1920,"height":1270,"url":"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg","type":"image\/jpeg"}],"author":"Michael Maton","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Michael Maton","Est. reading time":"1 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#article","isPartOf":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/"},"author":{"name":"Michael Maton","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933"},"headline":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt","datePublished":"2016-06-16T00:00:00+00:00","dateModified":"2018-01-17T15:01:23+00:00","mainEntityOfPage":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/"},"wordCount":275,"publisher":{"@id":"https:\/\/1office.co\/et\/#organization"},"image":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage"},"thumbnailUrl":"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg","articleSection":["Pangandus","Eesti","E-residentsus","Ettev\u00f5tte juhtimine","Uudis"],"inLanguage":"et"},{"@type":"WebPage","@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/","url":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/","name":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt - 1Office","isPartOf":{"@id":"https:\/\/1office.co\/et\/#website"},"primaryImageOfPage":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage"},"image":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage"},"thumbnailUrl":"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg","datePublished":"2016-06-16T00:00:00+00:00","dateModified":"2018-01-17T15:01:23+00:00","description":"Eesti Riigikogu v\u00f5ttis vastu seadusemuudatused, millega lihtsustatakse pangakonto avamist Eestis. Peatselt saab e-resident pangakontot avada ka v\u00e4lismaalt.","breadcrumb":{"@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/"]}]},{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#primaryimage","url":"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg","contentUrl":"https:\/\/1office.co\/wp-content\/uploads\/2016\/07\/house-money-capitalism-fortune-12619.jpg","width":1920,"height":1270},{"@type":"BreadcrumbList","@id":"https:\/\/1office.co\/et\/blog\/eestis-pangakonto-avamine-voimalik-ka-valismaalt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/1office.co\/et\/"},{"@type":"ListItem","position":2,"name":"Eestis pangakonto avamine v\u00f5imalik ka v\u00e4lismaalt"}]},{"@type":"WebSite","@id":"https:\/\/1office.co\/et\/#website","url":"https:\/\/1office.co\/et\/","name":"1Office","description":"Making Business Simple","publisher":{"@id":"https:\/\/1office.co\/et\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/1office.co\/et\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Organization","@id":"https:\/\/1office.co\/et\/#organization","name":"1Office","url":"https:\/\/1office.co\/et\/","logo":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/","url":"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png","contentUrl":"https:\/\/1office.co\/wp-content\/uploads\/2018\/01\/1office-invoice-logo-2.png","width":300,"height":83,"caption":"1Office"},"image":{"@id":"https:\/\/1office.co\/et\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/b111e227a218300fbc8d7d5d3dd3c933","name":"Michael Maton","image":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/1office.co\/et\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7a141408f07551677bebeda2e976601823d4d19ed9ff199fd0768713030607ea?s=96&d=mm&r=g","caption":"Michael Maton"},"url":"https:\/\/1office.co\/et\/blog\/author\/wp1office\/"}]}},"_links":{"self":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts\/59380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/comments?post=59380"}],"version-history":[{"count":0,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/posts\/59380\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/media\/60732"}],"wp:attachment":[{"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/media?parent=59380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/categories?post=59380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1office.co\/et\/wp-json\/wp\/v2\/tags?post=59380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}